Oracle Banking Digital Experience provides an enterprise-class, open, modern, and scalable digital banking solution enabling banks to rapidly deliver digital capabilities without changing their existing core banking platforms.

The platform offers the widest repository of digital banking capabilities across consumer, business and wholesale banking. Each of these functionalities have been designed digital first and helps accelerate the bank’s digital transformation.

• Modern user experience for digital channels built on industry standard open technologies

• Out-of-the box mobile apps

• Multi-entity, multi-lingual, multi-user by design

• Highly componentized API-first architecture

• Extensible and highly upgrade-proof

• Secure multi-factor authentication

Consumer Banking – Salient transactional capabilities

• Persona based dashboards
• Personalization
• Accounts, Loans and Cards
• Payments
  
  a. Conventional payments
  
  b. Mobile Payments
• Personal Financial Insight
• Customer service
  
  a. Chatbot
  
  b. Messaging
• Notifications and Alerts

Business & Wholesale Banking – Salient transactional capabilities

• Persona based dashboards
• Multi entity design for global businesses
• Multi user approval engine
• Credit facility and lending
• Payments
  
  a. Conventional payments
  
  b. Mass Payments
• Delegated channel administration for the corporate
• Origination and management of trade products